Risk Tolerance Questionnaire

investor risk profile questionnaire

This questionnaire was designed to help you understand your own feelings about how much risk and market volatility you are willing to tolerate. By answering the following 8 questions you will create an investor profile that can assist you in establishing your own personal investment strategy. Determining factors will include your age, your time horizon, your level of risk tolerance, and your investment goals. Savii Financial Concepts can work with you directly in developing an investment plan designed to meet your financial objectives based on your personal investor profile.Contact an advisor today.

8 Questions to Help Determine Your Personal Investor Profile
Investment Horizon ( questions 1, 2, 3 ) /////////////////////////////////

1. How old are you?

Over 69 years old
Between 61 and 69 years old
Between 51 and 60 years old
Between 41 and 50 years old
Between 18 and 40 years old

2. When do you plan to start making withdrawals from your investments?

In less than 3 years
In 3 to 5 years
In 6 to 12 years
In 13 to 20 years
In over 20 years

3. Over the next 5 years, you plan to:

Make regular withdrawals from your capital (Home Buyers’ Plan, RRSP, etc.).
Withdraw all your investment earnings and a portion of your capital.
Withdraw all your investment earnings without touching your capital.
Withdraw only a portion of your investment earnings.
Accumulate savings with your investment earnings (no withdrawals).

Financial Situation ( questions 4, 5 )

4. What is your gross annual income (before taxes)?

$25,000 or under
$25,001 to $50,000
$50,001 to $75,000
$75,001 to $100,000
$100,001 or over

5. What is your net worth (assets minus liabilities)?

$25,000 or under
$25,001 to $50,000
$50,001 to $100,000
$100 001 to $200 000
$200,001 or over

Risk Tolerance ( questions 6, 7 )

6. Indicate your tolerance level towards risks related to investing your money.

Very Low
I do not like the idea of risking my money. My sole objective is to safely conserve the sums that I have invested and shelter these amounts from market fluctuations.
While a drop in the value of my investments bothers me, I can tolerate occasional drops of a maximum of 5% knowing that I will earn more investment earnings in the long term.
I am prepared to tolerate a short-term drop of between 5% to 10% of the value of my investments as long as I can count on higher investment earnings in the long term.
I am comfortable with a short-term drop of between 10% to 20% of the value of my investments because I know that in the long term, my investment earnings will allow me to make up for this drop and obtain higher earnings.
Very High
I hope to achieve long-term growth. A short-term drop (less than 1 year) of 20% of the value of my investments does not worry me.

7. You have the opportunity of investing $10,000 for a period of one year.
After one year, what value range would you consider acceptable in terms of the
investment’s final potential value in comparison to its initial value?

a) Between $9,950 and $10,300
b) Between $9,500 and $11,000
c) Between $9,000 and $11,500
d) Between $8,500 and $12,000
e) Between $8,000 and $12,500

Financial Knowledge ( question 8 )

8. What is your level of investment knowledge?
Very low
I am just starting to become familiar with investments.
My knowledge in the area of investments is limited. I know that certain investments are riskier than others.
I am familiar with some types of investments and their related risks.
For instance, I understand that equities are riskier than bonds.
I am familiar with shares, bonds and investment funds. I understand the earnings potential and risks involved with these types of investments and their fluctuations in value over time.
Very Advanced
I keep a constant eye on stock markets (shares, bonds, funds, real estate, etc.) and I have in-depth knowledge of such investments, which allows me to advise others in this respect.

DISCLAIMER: The administrator and owner of this website take no responsibility for any financial decisions made based upon the results of this questionnaire. Although we have taken steps to provide you with the most accurate evaluation possible, ultimately you are responsible for choosing your own investment strategy. Savii Financial Concepts will not be liable for any investment losses incurred as a result of using this questionnaire. You should review your profile and investment plan with your advisor every year to make sure your long-term investment approach is consistent with your needs. Copyright 2009 Saviifinancial.com ©

Leave a Reply