Reward Yourself With a Manulife Bank MasterCard®

manulife no fee mbna rewards mastercard

A cruise in the Bahamas, a home theatre system or a shopping spree – it could all be yours for FREE. Use the Manulife Bank mbna rewards MasterCard® credit card and you’ll be rewarded for every net retail dollar you spend on eligible purchases.2 What’s more, you will receive Platinum Plus® benefits2 at no extra cost.

Program highlights

Manulife Bank mbna rewards MasterCard®
Annual fee1 $0
Rewards points earned 1 point for every net retail $1 in eligible purchases2
Bonus rewards points 1,000 bonus points after first eligible purchase3
1,000 bonus points every year, on account anniversary date2
Platinum Plus® benefits2 Included

MBNA Rewards2

Rewards include: a broad range of brand name merchandise, travel packages and hotel stays, movie tickets, gift certificates for top Canadian retailers, charitable donations, credit to your MasterCard® account and the Manulife Bank Cash Reward.

Manulife Bank Cash Reward: your rewards points can be redeemed for a cash deposit to your Manulife Bank account which can even be used to off-set your monthly administration fee or any other potential service charges.

Redemptions of rewards points for your Manulife Bank Cash Reward are available in increments of 2,500 points for the cash equivalent of $25.

Redemption for travel (on major carriers with no blackout dates or airline frequent flyer restrictions) begins at 10,000 points (=$100 credit toward flight cost) and can include anything else you can book through a travel agency (e.g. hotel, car rental, train).
There is no need to carry a balance in order to earn mbna rewards points.

Platinum Plus® benefits2

You get all the following at no extra cost:

$1,000,000 Travel Accident Insurance
Customers are automatically insured as passengers while traveling with common carriers.
“Unexpected Return Home” Benefit
In the event of a death of an immediate relative while on a trip, reimbursement to return home (up to $2,000 max.
MasterPurchase® – Purchase Assurance and Extended Warranty
Theft/damage protection for most personal property items for 90 days from the date of purchase.
Extended warranty benefits are available automatically to double the warranty period to a maximum of 1 year.
MasterRental®, Death and Dismemberment and Personal Effects Insurance
Collision Damage Waiver (CDW) insurance coverage when renting a vehicle from a commercial car rental agency.
Reimbursement in the event of accidental death or dismemberment while occupying a rental car.
Insurance coverage for loss, theft, or damage to personal effects (during the eligible car rental period).

MasterCard® and Manulife Bank – a winning combination

Maximize the value of your Manulife Bank account with our “Heap and Sweep” strategy. Using your Manulife Bank MasterCard® for as many monthly expenses as you can, means you can “heap” up rewards points while keeping your money hard at work in your account. Then at the end of the month, you can automatically “sweep” the MasterCard® balance from your Manulife Bank account before interest is charged.4

How to apply Ask your financial advisor for an application for the Manulife Bank mbna rewards MasterCard® credit card.
Online access View your MasterCard® statements at
Online redemption The mbna rewards catalogue and redemption facilities are available at

For more information on Manulife Bank, our mbna rewards MasterCard® and our commitment to providing leading edge bank products that compliment your financial plan, please contact your advisor at Savii Financial Concepts today. – download the brochure.

1 The regular annual interest rate as at April 1, 2011 is 12.99% for purchases and 14.99% for Balance Transfers, Cash Advances and Cash Equivalent Transactions.
2 These are highlights of the mbna rewards program (the “Program”) as it pertains to this credit card account. mbna rewards will be awarded on qualifying purchase transactions charged to your
mbna rewards MasterCard® credit card account. Complete terms and conditions describing eligibility of the Program, mbna rewards accrual, redemption of mbna rewards, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. For more information, please contact MBNA at 1-888-876-6262.
3 This is a one-time offer for new MBNA MasterCard credit card cardholders, or existing MBNA MasterCard credit card cardholders who qualify for an additional account. To qualify for this offer,
cardholders must use their account for at least one purchase transaction. Please allow 8–10 weeks from the transaction date for the bonus points to be posted to your points account. Limit onetime 1,000 bonus point offer (no cash value) per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without further notice.
4 Simply complete the Pre-Authorized Debit form and fax it, along with a void cheque, to MBNA at 1-800-871-0994. A Pre-Authorized Debit form is available at,
or by calling 1-877-765-2265.

MBNA is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. ® / MBNA and other trade-marks are the property of The Toronto-Dominion Bank.

For more information download the Manulife MasterCard brochure.