• Money Concepts* Workshops

    ticketsLearn to Think Outside of the Financial Box Join us for an information-packed session to learn creative wealth building techniques, tax-deductible investment strategies, exempt market opportunities, income protection and much more.

  • Avoid Estate Planning Pitfalls

    empty pocketsA Failure to Plan is a Plan Built For Failure “If there’s one good thing about being poor it’s that when you are seventy your children will not have you declared legally insane in order to gain control of your estate.” – Oscar Wilde

  • Use Responsible Leveraging

    Was your home purchased with cash or mortgaged?
    If you answered mortgage then you already have first hand experience with leveraging. We have lenders ready to provide unsecured, no-margin call loans that will create tax write-offs and maximize potential ROI.

  • Tax Free Savii Alternative

    More than just an ordinary tax-free savings account! We will share with you formulas designed to help you build wealth, protect your earnings, establish a rainy day emergency fund, and reap the tax benefits too! Register early, workshop seating is limited.

  • Workshop Registration & Info

    register by phone:

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High interest savings and chequing
with no minimum monthly balance
Ask us about the details



Bank on Yourself ~ Savii Financial Concepts

FREE 1-Hour Session
 In -home or at Studio
 Includes 8″x14″ print!

leveraged investment strategy

Responsible Leveraging

100% unsecured “No Margin Call” loans with access up to $250,000. Responsible leveraging can magnify your investment returns and also provide a tax-deduction equal to that of an RRSP.

tax free savings account

Tax Free Savii Alternative

Not just an ordinary tax free saving account, but a formula designed to help you build wealth, protect your earnings, establish a rainy-day emergency fund, and reap the tax benefits too!

Financial Services Career ?

Become an Independent
Financial Services Broker
Watch the Video

All in one mortgage

All-In-One Banking

Bring your mortgage, savings and income together into one single multi-purpose “borrowing and chequing” account. Your income and savings will work harder to reduce your total debt faster.

tax free savings account

The Synergy Solution

A unique cost effective solution that addresses three risk areas combining
life insurance, disability insurance,
and critical illness insurance all rolled together into one simple package.

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Insurance Solutions

Mortgage Insurance, Disability, Term Life, Whole Life, Universal Life, Critical Illness. We broker for all major Canadian vendors to get you the best rates possible.

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Property Tax deferment

Property Tax Equation

We’ll teach you how to effectively leverage your property taxes in order to substantially increase the value of your estate and create a significant income stream for you to draw upon throughout your retirement years.

guaranteed investment funds

Segregated Funds

A savii opportunity to “grow” your investment capital and minimize your exposure to market downturns.
… 75% to 100% deposit guarantees
… 100% death benefit guarantees
… ability to lock in market gains

Founded in 1990, Assuris is a not for profit organization that provides protection for Canadian policyholders in the event that their life insurance company should fail.

Their role is to protect policyholders by minimizing the loss of benefits and ensuring a quick transfer of their policies to a solvent company, where their benefits will continue to be honoured.

Any life insurance company authorized to sell insurance policies in Canada is required, by the federal, provincial and territorial regulators, to become a member of Assuris.

Assuris is funded by the life insurance industry and endorsed by government. There is no cost to policyholders for Assuris’ protection.

Regular rates are the premiums paid by people who the life insurance company consider to be average in health and lifestyle.

Preferred rates are the premiums paid by people who the life insurance company consider to be in exceptional health.

The availability of Preferred Rates is up to the discretion of the insurer and usually must be supported by the results of your paramedical.

Only after the results of your paramedical are submitted and reviewed by the prospective insurer will they let you know if you will be eligible for the Preferred Rate.

If for some reason you do not qualify for the Preferred Rates, then you likely will be offered a Regular or Regular Plus Rate quote.
A smoker is anyone who has used any form of tobacco, marijuana, hash, nicotine products or nicotine substitutes in the past 12 months.

This inludes cigarettes, cigars, chewing tobacco, nicotine patches, and nicotine gum.

Many life insurance companies do however offer non smoking rates to cigar users who smoke less than 12 cigars per year.

If an insurance policy is issued to a smoker but later on he/she quits, the insurance company will reduce the rate to non smoker after having quit for 12 months.

A urine and/or saliva sample given during the course of the paramedical exam will determine whether an applicant is nicotine free or not.

Some insurers require a paramedical exam before deciding upon eligibility for coverage.

Upon applying for a policy, a registered nurse arranges a time to meet with you at home or work to collect the information.

The basics includes height, weight and blood pressure, while a blood, urine or saliva sample may also be taken for analysis.

Exams are confidential, free of charge, and the results are sent directly to the insurance company for evaluation.

If coverage is approved a policy document usually issued in about two weeks.

In a small percentage of cases additional information may be required from a family doctor and can take up to 90 days.